No Proportionate deduction Rider

Health Insurance Policy

No Proportionate Deduction Rider

Benefit: Removes proportionate deduction clause for insured opting rider (Sum Insured ₹2 Lakh+). Insured bears difference between actual & eligible room rent.
Availability:
- Only with base policy (not standalone).
- Applicable with: New India Mediclaim, New India Floater Mediclaim, Young India Digi Health, Arogya Sanjeevani, New India Asha Kiran, Atmanirbhar Health Policy.
Eligibility:
- Available for all insured under above base policies.
- Minimum Sum Insured: ₹2 Lakh.
- Age criteria: As per base policy.
Cancellation: As per base policy T&C.
Exclusions: Same as base policy unless otherwise stated.
Premium: Please refer Below chart.

Sum Insured (₹)	<35	36-45	46-50	51-55	56-60	61-65	>65
2,00,000	1,418	1,506	2,483	3,741	4,852	6,419	9,201
3,00,000	980	1,040	1,715	2,584	3,351	4,434	6,355
4,00,000	875	929	1,531	2,307	2,993	3,960	5,675
5,00,000	770	817	1,348	2,031	2,634	3,485	4,995
6,00,000	729	774	1,276	1,922	2,493	3,298	4,727
7,00,000	687	730	1,203	1,813	2,351	3,111	4,459
8,00,000	646	686	1,131	1,704	2,210	2,924	4,191
10,00,000	662	703	1,159	1,747	2,265	2,997	4,296
12,00,000	644	684	1,127	1,699	2,203	2,915	4,178
15,00,000	458	487	802	1,209	1,568	2,075	2,974

UIN: NIAHLIA25067V012425