Maternity Rider

Health Insurance Policy

Maternity Rider – Key Highlights

Benefit: Covers medical expenses related to childbirth (normal/complicated/C-section) and lawful termination of pregnancy during hospitalization.
Availability:
- Only with base policy (not standalone).
- Applicable with: New India Mediclaim, New India Floater Mediclaim, Young India Digi Health, Arogya Sanjeevani Policy, New India Asha Kiran.
Eligibility:
- Female insured only.
- Minimum age: 18 years.
- Minimum Sum Insured: ₹5 Lakh under base policy.
Waiting Period: 36 months (waived only for miscarriage/abortion due to accident or emergency).
Exclusions: Same as base policy unless otherwise stated.
Premium: 1% of Sum Insured (annual).
Coverage Limit: Max 10% of average Sum Insured of last 3 years.
Cancellation: As per base policy T&C.

UIN: NIAHLIA25065V012425