New India Asha Kiran Policy (Cashless facility available)

New India Asha Kiran Policy is designed to the parents with ONLY girl children, Maximum of TWO dependent daughters can be covered under this policy. If a Boy child is born or Daughter/s become independent after taking the policy Company shall offer an option to migrate to suitable Health Insurance Policy. Sum Insured bands available are 2, 3, 5, 8, 10, 12 and 15 Lakhs.

Highlights of the Policy:

1. 50% Discount on the premium for Girl Children.
2. Critical Care Benefit - 10% of the Sum Insured.
3. Personal Accident Cover up to 100% of Sum Insured.
4. Room rent and ICU Charges at 1% and 2% of Sum Insured per day respectively.
5. Hospital Cash up to 1% of Sum Insured.
6. Ambulance charges up to 1% of Sum Insured.
7. Cataract claims, up to 10% of Sum Insured or INR 50,000 whichever less, for each eye.
8. Expense incurred for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy system of medicines are covered 100% of Sum insured.
9. Pre Existing Diseases has a Waiting period of 36 Months.
10. Specified diseases has a waiting period of 24 months.
11. The Policy covers treatment only in India. Even within India, if premium is paid for lower zone and treatment taken in higher zone, our liability towards any claim will be :
    • 80% of admissible claim amount (or)
    • Sum Insured whichever is less.
12. Optional covers option available-
    • Optional cover I- No Proportionate deduction
    • Optional cover II – Maternity Expense Benefit
    • Optional cover III – Revision in the limit of Cataract
    • Optional Cover IV – Non Medical Items(Consumables)
13. 226 Day care Procedure available.

*Please refer to the prospectus for premium chart.
**Please refer to policy document for detailed terms and conditions.