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Multi Peril Policy for L.P.G. Dealers

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Highlights

Specially designed to meet the Insurance requirements of L.P.G. dealers.

Scope

It covers

  1. Risk of fire and allied perils for building & contents
  2. Theft and burglary
  3. Gas Cylinders in Transit
  4. Cash-in-Transit/Safe/Cash box
  5. Fidelity Guarantee
  6. Pedal Cycle
  7. Public Liability
  8. Personal Accident
  9. Personal Accident to customers
  10. Workmen's Compensation
  11. Plate Glass
  12. Neon Sign/Glow Sign

Special Conditions

This cover cannot be given when the value of property exceeds Rs.5 Lacs

How to claim

In case of any incident giving rise to a claim under this policy, please take the following steps:

  1. Take necessary steps to minimize the loss/damage.
  2. In case of fire, inform fire brigade immediately.
  3. In case of theft, larceny or burglary inform the police immediately along with a list of items stolen and their approximate value.
  4. Inform insurance company by phone or fax and in writing.
  5. Extend full co-operation to the surveyor appointed by the insurance Co. and provide necessary documents to substantiate the loss. A claim form issued by the company is also to be submitted.
  6. In case any rights of recovery exist against any other party responsible for the loss, your rights of recovery have to be subrogated to the insurance company on payment of claim.

Note: Policy details given are indicative, not exhaustive. Please contact your nearest NIA office for further details.

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